Eligibility

Overview of eligibility conditions

Household Status

Eligibility Conditions

Eligibility Conditions for buying new EC units apply. The Developer will conduct eligibility screening on the applicants.

Basic Eligibility Conditions:

  • You must be a Singaporean Citizen
  • You must be at least 21 years old at the time of application
  • You must form a proper family nucleus
  • Your family nucleus must comprise of at least two (2) Singapore Citizens or one (1) Singapore Citizen and one (1) Singapore Permanent Resident
  • Gross monthly household income must not exceed $14,000
  • You, your spouse, any occupiers listed in the Application Form or their spouses must not own or dispose or have an estate or interest in any other flat, house, building or land in Singapore or overseas within 30 months from the date of application and between the application date and the date of taking possession of the EC unit.

Citizenship

  • You must be a Singapore Citizen
  • Your Family Nucleus must comprise at least another Singapore Citizen or Singapore Permanent Resident

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Age

  • You must be at least 21 years old at the time of Application
  • If you’re buying an Executive Condominium (EC) under the Joint Singles Scheme, you must be at least 35 years old

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Family Nucleus
You must form a proper family nucleus under one of the following schemes:

1.  Public
You, the applicant and;-

  • Your spouse, and children (if any)
  • Your parents, and siblings (if any)
  • Your Children under your legal custody, care and control (for windowed/divorced)

2.  Fiance/Fiancee

  • You, the applicant and your fiancé/fiancee

Additional information on Fiance/Fiancee Scheme


Courting couples who intend to get married may apply to buy an EC under the Fiance/Fiancee scheme.

Fiance/Fiancee aged below 21
If your fiance/fiancee is below 21 years old, he or she can only be listed as an occupier in your EC application
If your fiance/fiancee is below 21 but above 18 years old, a written consent from the parents or Guardians must be submitted with your EC application.

Change of Family Nucleus
While you are applying for an EC under the Fiance/Fiancee scheme, you are not allowed to delete the name of your fiance/fiancee and include the name of a new fiance/fiancee, or to replace your fiance/fiancee’s with your parents, even if consent has been given by your ex fiance/fiancee.

A single child who applied with parents at the time of application will not be allowed to delete the parents’ names if the single child later includes his fiance/fiancee to qualify under this scheme.

Marriage Certificate
– If you have received the CPF Housing Grant, you will be required to produce your marriage certificate to the Developer for inspection before you take possession of the EC unit.
– If you did not receive the CPF Housing Grant, you are required to produce your marriage certificate to the developer for inspection, within three months from the date you have taken possession of the EC unit.


3. Orphan
You, the applicant and;- Your unmarried siblings, or

  • Another single unrelated orphan

Additional information on Orphan Scheme


If you and your unmarried sibiling(s) are applying under the Orphans Scheme, you must meet the following :

Family Nucleus
A single orphan applicant and all his unmarried siblings are to be listed in the same application
At lease one of your deceased parents was Singapore Citizen (SC) or Singapore Permanent Resident (SPR).

Special Conditions
Siblings are not allowed to buy or rent flats under the Orphans Scheme separately.


4. Joint Singles

  • You, the applicant and another single person

Additional information on Joint Singles


Family Nucleus
If you are single, you may apply with another single person under the Joint Singles Schemes. Both of you must be Singapore Citizens and at least 35 years of age at the time of application. You must apply jointly as co-applicants.

At least one of your deceased parents was Singapore Citizen (SC) or Singapore Permanent Resident (SPR).

Special Conditions
The CPF Housing Grant Scheme for Singles is not applicable for the purchase of an Executive Condominium.


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Income Ceiling

Your average gross monthly household income must not exceed $14,000. If your income exceeds $14,000, please Contact us and we will assist to review your purchase on case by case basis.

Raised income ceiling for EC buyers.


Special Requirement for Undischarged Bankrupts

Undischarged bankrupts need to seek the Official Assignee (OA)’s consent if they are applying for an EC. However, they do not need to seek the OA’s approval to be listed as the occupier.

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Ownership in Private Property

You, your spouse, any occupiers listed in the Application Form or their Spouses must not own or dispose or have an estate or interest in any other flat, house, building or land*

  • Within 30 months before the date of application, and
  • Between the application date and the date of taking possession of the EC

Includes but not limited to:

  • Properties acquired by Gift
  • HUDC Flats (Privatized and Non-Privatized)
  • Properties inherited as beneficiaries under a will or as a result of the Intestate Succession Act
  • Private Properties
  • Properties owned/acquired/disposed through nominees regardless of properties location

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Owners/Ex-Owners of HDB/DBSS/EC units
Each eligible Singaporean household can purchase the following housing unit only twice:

  • a flat from HDB;
  • a resale flat with the CPF Housing Grant*;
  • a DBSS flat from developer.
  • an EC unit from developer.

*Only applicable for first-timer applicants
If you have already bought two housing units, you will not be eligible to apply or be listed as an essential occupier in an application.

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First-timer Applicants

You and the essential family members listed in the application form for the purchase of the flat must not:

  • Be the owners of a flat bought directly from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have sold a flat bought directly from HDB, a DBSS flat or an Executive Condominium bought from the developer
  • Have receive the CPF Housing Grant for the purchase of a HDB resale flat
  • Have taken other forms of housing subsidy (for example, benefitted under the Selective En bloc Redevelopment Scheme, privatisation of HUDC estate etc)

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Second-timer applicant

Your application will be treated as a second-timer application if any of the following applies to you or any of the other listed owners and essential occupiers:
  • Have owned or sold any of the following:
    • HDB flat bought from HDB
    • Resale flat bought using a CPF Housing Grant
    • EC/ DBSS flat bought from the developer
  • Once taken some form of housing subsidy (e.g. benefitted under the Selective En bloc Redevelopment Scheme (SERS), HUDC estate privatisation)

Second-timers who apply for this project will have to pay a Resale Levy

Existing Owner or Ex-Owner

Are you, your spouse or any of the essential occupiers listed in the application an existing owner or ex-owner of a:

  • Flat bought directly from HDB
  • DBSS flat bought from the developers
  • Resale flat bought under the CPF Housing Grant Scheme

If you belong to any of the above categories, you may apply to buy an EC on condition that a 5-year period (excluding any period of subletting of the whole flat) has lapsed from the *date of taking possession of the flat to the date of application for a new EC

* The date of taking possession refers to following dates (whichever is applicable):

  • Date of key collection, for flats that are bought direct from HDB
  • Date of resale completion, for purchase of resale fats from the open market bought with the CPF Housing Grant
  • Date of transfer at market value of the flat bought with CPF Housing Grant
  • Date of key collection for EC/DBSS flats bought from the developer

Ex-owners of an EC

Are you, your spouse or any essential occupiers an ex owner of an Executive Condominium bought directly from Developer? If yes then you would have to meet a 5 year period from the date of taking possession of the earlier Executive Condominium.

30-Month Period

You need to wait out a 30 month period from the effective date of disposal (i.e., date of legal completion of the sale of their Executive Condominium, evidenced by the Notice of Transfer or such other documentary evidence as HDB may require) of the Executive Condominium before you can apply to buy another Executive Condominium directly from the developer.

Divorcees

3-year wait-out period

  • For 3 years from the date of the divorce, only 1 party in the divorce can own
  1. a flat bought directly from HDB
  2. a DBSS flat / EC bought directly from a private developer
  3. a resale flat bought from open market under the CPF Housing Grant Scheme
  • If any of the above properties was the matrimonial home and is now owned by your ex-spouse, you must wait for 3 years before you can buy or be listed as an essential occupier in one
  • If the matrimonial home was not one of the above, or if there was no matrimonial home, 1 party can apply for the abovementioned property types. However, the other party must first undertake to not own or be listed as an essential occupier of said properties for 3 years from the date of the divorce

Exception

There is no need for any 3-year wait-out period or undertaking if you are:

  • Buying one of the above properties with your parents and/ or new spouse
  • A parent meeting these conditions:
    • All of your children are aged below 18 at the date of the divorce
    • All the children are under your legal custody and you are the only parent given the care and control of your children

A person who has bought an EC/DBSS flat with CPF Housing Grant

If you have bought an EC or DBSS flat with CPF Housing Grant and terminated the Sales and Purchase agreement you may apply to buy an Executive Condominium. However this is allowed on the condition that a 5 year period has lapsed from the termination date of the Sales and purchase agreement of their earlier EC or DBSS purchase, to the ate of application for an EC.

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